Health

Medical Aid
Gap Cover
Health Insurance

At MultiCare Financial Advisors, we understand that health is your most valuable asset. Our health services are designed to ensure you and your family have access to the right medical cover, tailored to your lifestyle, budget, and personal needs. We take the complexity out of healthcare cover, providing clear guidance and trusted recommendations.

Medical Aid

Choosing the right medical aid can be overwhelming — but it doesn’t have to be. At MultiCare, we partner with South Africa’s leading medical aid providers to help you find a plan that meets your healthcare needs and financial goals.

Our brokers work closely with you to:

Compare plans from top providers including Bestmed, Genesis, Discovery, KeyHealth, Medihelp, Bonitas, and Momentum Health

Match coverage to your lifestyle and medical requirements

Find a plan that fits your budget without compromising essential benefits

With MultiCare, you’ll never feel lost in the fine print — we simplify the process so you can focus on what matters most: your health and wellbeing.

Gap Cover

Even with a medical aid, out-of-pocket expenses can arise when healthcare costs exceed your plan’s coverage. Gap cover bridges that difference, protecting you from unexpected medical bills.

We provide access to trusted gap cover providers, including:

Stratum, Sirago, Zestlife

Trulogic (Total Risk Administrators): Turnberry, Compcare, Curemed, Ambledown

Momentum Gap Cover

Our advisors ensure you have the right gap cover in place — giving you peace of mind and financial protection when you need it most.

Health Insurance
(Low-Income Market)

MultiCare also offers accessible, affordable health insurance solutions for South Africans in the low-income segment through Momentum Health4Me.

This coverage is ideal for:

Individuals and families who do not qualify for traditional medical aid

Those seeking essential healthcare protection at a manageable cost

Our team guides you through every option, helping you select the plan that best suits your health needs and budget — because everyone deserves access to quality healthcare.

Why Choose MultiCare for Your Health Cover?

Independent advice — we work for you, not the providers

Expert comparison of multiple plans to find your best fit

Tailored solutions for your lifestyle and finances

Support every step of the way — from enrolment to claims

Your health is too important to leave to chance.
Let MultiCare help you make the right choices, simplify your cover, and protect what matters most.