At MultiCare Financial Advisors, we believe financial security should be simple, transparent, and personalised. Since 2003, we’ve been helping South Africans protect their health, wealth, and future with tailored financial solutions and a service experience built on trust, integrity, and long-term relationships. As an independent financial advisory firm, we work for you — not for the insurance carriers — ensuring you always receive honest advice and cover that truly fits your needs.
MultiCare Financial Advisors began in 2003 as Genmed Medical Advisors, a small practice dedicated to guiding families through the complexities of medical aid. What started with a passion for service and personal client care soon grew into a trusted national advisory.
In 2007, founder Stephan Kloppers broadened his expertise by joining Momentum as a Financial Planner, gaining invaluable experience across risk cover, investments, retirement planning, and short-term insurance.
By 2017, the business evolved into MultiCare Financial Advisors Pty Ltd, reflecting its expanded scope and long-term succession vision — ensuring that future generations, including Stephan’s children, could continue the legacy of service and integrity.
In April 2025, MultiCare proudly transitioned into a fully independent brokerage, allowing us to partner with more than 20 leading carriers across the financial and healthcare industry. Today, MultiCare has helped over 10 000 families secure the right cover, building a reputation for reliability, exceptional service, and personalised financial guidance.
Our mission is to provide every client — from individuals to large corporate groups — with clear, honest, and comprehensive financial advice that simplifies decision-making and supports long-term security.
We aim to:
Above all, our mission is to give every South African peace of mind in a world full of uncertainties.
Our vision is to become South Africa’s most trusted independent financial advisory firm — known for integrity, accessibility, and genuine client care.
We strive to create:
We envision a country where financial security is not a privilege — but a standard.
At MultiCare, our product offering is built on quality, choice, and transparency.
As an independent brokerage, we choose to partner only with reputable, top-tier providers across Medical Aid, Gap Cover, Life Insurance, Investments, Pension Funds, and Short-Term Insurance. Every product we recommend has been carefully evaluated for:
Reliability and financial stability
Value for money
Comprehensive benefits
Long-term sustainability
Transparency and ease of use
We don’t believe in one-size-fits-all solutions. Every plan we build is tailored, ensuring you receive the best possible cover for your health, assets, business, and financial future.
We work for you, not the insurance companies.
More options means better value, better cover, and solutions tailored to your needs.
We guide you through every step of the claims process so you’re never left alone when it matters most.
You’re more than a policy number. We get to know you, your goals, and your needs.
No jargon. No confusion. We break down policies in everyday language so you always understand your cover.
Over two decades of trust, expertise, and real-world experience supporting families and businesses nationwide.
Founder & Client Relationship Manager
FSP Founder since 2003
Key Individual & Compliance Officer
Financial Advisor
RE5, NQF5 Wealth Management
Client Liason & Service Specialist
Client Liason & Service Specialist
